Debt Collection 2017-07-09T03:35:44+00:00

DEBT COLLECTION

Stop Creditor Harassment – Foreclosure & Repossession – Stop Wage Garnishments – Collection of Debts

 

STOP CREDITOR HARASSMENT, FORECLOSURE & REPOSSESSION

Provo “Stop Foreclosure” Attorneys

When you are struggling with the stress of insurmountable debt, the last thing you need is to be subjected to endless creditor harassment. However, there is a way to put a stop to the aggressive tactics used by bill collectors and will also allow you to get a new financial start. At Esplin | Weight, our Provo “stop foreclosure” lawyers will tell you how bankruptcy can halt foreclosure proceedings and put an end to harassing phone calls from creditors.

We can show you how bankruptcy is an effective form of debt relief. Contact our Utah Chapter 7 bankruptcy attorneys online or call 801-373-4912 to schedule an initial consultation.

The Power of the Automatic Stay

A personal bankruptcy filing for either Chapter 7 or Chapter 13 will result in an automatic stay being placed on all creditor proceedings against you. This is an automatic court order that has the effect of putting an immediate stop to:

  • Creditor phone calls and other forms of harassment
  • Foreclosure actions
  • Repossession of vehicles and other personal property
  • Wage garnishments
  • Eviction actions
  • Utility shut-offs

The lawyers at our Provo “stop repossession” law firm will thoroughly review your financial history. We will walk you through the bankruptcy process step by step while we determine which debt relief option is best for your given situation. If you choose to retain us while you weigh your options, we will handle all contact with your creditors. You can count on our experience to help you deal with your financial problems efficiently and effectively.

We Will Set the Course for a Brighter Future

Many people think of bankruptcy as an option of the last resort, or something that irresponsible people fall back on. The fact is, anyone can slip into debt for a number of reasons, such as unforeseen medical bills. Our Utah Chapter 13 bankruptcy attorneys prefer to think of bankruptcy as a fresh start. You do not have to suffer under the weight of insurmountable debt. There are relief options available.

Call for a Free Consultation With a Utah “Stop Creditor Harassment” Lawyer

If you are struggling with debt and worried about losing your home, it is important to seek legal advice as soon as possible. Contact our Provo “stop foreclosure” attorneys online or call 801-373-4912 for a FREE initial consultation to discuss your case.

Read our Bankruptcy Law Explained

FORECLOSURE & REPOSSESSION

Provo “Stop Foreclosure” Attorneys

Esplin Weight Attorneys at Law plaqueWhen you are struggling with the stress of insurmountable debt, the last thing you need is to be subjected to endless creditor harassment. However, there is a way to put a stop to the aggressive tactics used by bill collectors and will also allow you to get a new financial start. At Esplin | Weight, our Provo “stop foreclosure” lawyers will tell you how bankruptcy can halt foreclosure proceedings and put an end to harassing phone calls from creditors.

We can show you how bankruptcy is an effective form of debt relief. Contact our Utah Chapter 7 bankruptcy attorneys online or call 801-373-4912 to schedule an initial consultation.

The Power of the Automatic Stay

A personal bankruptcy filing for either Chapter 7 or Chapter 13 will result in an automatic stay being placed on all creditor proceedings against you. This is an automatic court order that has the effect of putting an immediate stop to:

  • Creditor phone calls and other forms of harassment
  • Foreclosure actions
  • Repossession of vehicles and other personal property
  • Wage garnishments
  • Eviction actions
  • Utility shut-offs

The lawyers at our Provo “stop repossession” law firm will thoroughly review your financial history. We will walk you through the bankruptcy process step by step while we determine which debt relief option is best for your given situation. If you choose to retain us while you weigh your options, we will handle all contact with your creditors. You can count on our experience to help you deal with your financial problems efficiently and effectively.

We Will Set the Course for a Brighter Future

Many people think of bankruptcy as an option of the last resort, or something that irresponsible people fall back on. The fact is, anyone can slip into debt for a number of reasons, such as unforeseen medical bills. Our Utah Chapter 13 bankruptcy attorneys prefer to think of bankruptcy as a fresh start. You do not have to suffer under the weight of insurmountable debt. There are relief options available.

Call for a Free Consultation With a Utah “Stop Creditor Harassment” Lawyer

If you are struggling with debt and worried about losing your home, it is important to seek legal advice as soon as possible. Contact our Provo “stop foreclosure” attorneys online or call 801-373-4912 for a FREE initial consultation to discuss your case.

Read our Bankruptcy Law Explained

STOP WAGE GARNISHMENTS

Provo Stop Wage Garnishment Attorney

Avoiding Loss of Wages to Creditors

If you depend on your regular salary or wages to meet crucial ongoing expenses like mortgage payments, rent, grocery bills and more, and if you have unpaid credit card debts or other debts that you cannot catch up with, you may be in danger of wage garnishment.

At Esplin | Weight in Provo, our experienced Utah bankruptcy lawyers may be able to take immediate action to stop wage garnishment and eliminate the underlying debts. Contact us to schedule a free initial consultation to learn more about your bankruptcy options.

Stopping Garnishment by Filing for Bankruptcy Protection

If you have not been able to make payments on a credit card balance, a medical bill or another debt, your creditor may choose to pursue wage garnishment as a means of collecting on the debt.

Before a creditor can garnish your wages, they must sue you on the debt and obtain a judgment from a court. However, the papers you get notifying you of the court hearing may not make it clear that you are being sued, and if you do not show up for the hearing, your creditor will be given a default judgment.

Once your creditor has gotten a judgment, you may end up getting no further notice before your wages are garnished. You may just get your paycheck one day and discover that it is smaller than usual.

Whether or not garnishment of your wages has already begun, filing for bankruptcy can put an immediate stop to the garnishment efforts (unless it is for tax debt, child support or certain other specific types of debt). Furthermore, Chapter 7 bankruptcy can permanently eliminate certain debts, including credit card and medical debts.

Taking Immediate Action to Protect Your Wages

If you have been notified that your wages are going to be garnished, or if you are concerned that one of your creditors may pursue wage garnishment, you should act quickly to determine whether bankruptcy is right for you, and if so, to file for bankruptcy protection as soon as possible.

In most cases, it is not possible in bankruptcy court to reclaim wages that have already been garnished from your paycheck. Don’t hesitate to contact us to avoid any unnecessary, permanent loss of your wages.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

COLLECTION OF DEBTS

Provo UT Debt Collection Lawyer

Utah Attorneys Helping Clients Collect on Debts

How your business manages the issue of unpaid debts can have a significant impact on your success. Debt collection, like any other aspect of business, is a matter of maximizing revenue and minimizing expenses. That means collecting on debts using the most efficient means possible.

At Esplin | Weight in Provo, Utah, we approach our legal debt collection efforts with an understanding of this underlying reality. To get us working on your debt collection case, contact us to schedule an appointment with one of our attorneys.

Assessing Your Debt Collection Outlook

Our attorneys represent commercial creditors such as small businesses and professional service providers seeking payment of debts owed to them by individuals and other commercial entities.

In any debt collection effort, your first question should be whether the debt is collectable — that is, whether the person or entity that owes you the debt is actually capable of paying it.

Our experienced attorneys will help you analyze the situation, identify possible sources of debt payment and decide how to move forward with the most cost-effective debt collection strategies appropriate to your circumstances.

Choosing Appropriate Judgment Execution Strategies

Obtaining a judgment against someone who owes you a debt is often only the first step in debt collection. Our lawyers at Esplin | Weight are experienced at representing creditors in proceedings to file and foreclose on liens, obtain wage garnishment and bank account garnishment orders, and seize the assets of delinquent debtors.

We will carefully guide you through the process of obtaining and executing a judgment with an eye toward respecting your bottom line. Contact us today to get our knowledgeable debt collection attorneys working to obtain the payment you deserve.